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Most
Indians feel that bank deposits are
the safest haven for their savings.
Over 85% of Indians keep their savings
in cash, be it in banks or at home,
claims the Max New York Life-NCAER
study released this year. Most Indians
feel that bank deposits are the safest
haven for their savings. Over 85%
of Indians keep their savings in cash,
be it in banks or at home, claims
the Max New York Life-NCAER study
released this year. Another study
by IIMS Dataworks shows that 87% of
Indians believe the government guarantees
the safety of their deposits. While
the government has indeed played a
guardian angel to ailing banks over
the years, did you know that only
Rs 1 lakh of your deposits are insured
if your bank goes bust? Besides, the
government might have to rethink its
role as the chances of a bank folding
up have gone up in the past few years.
The wave of mergers and acquisitions
expected after 2009, when the sector
is opened to foreign banks, is also
likely to complicate matters. The
best recourse then is to be aware
of your rights and use the following
tips to circumnavigate the insurance
limit.
What
does the Deposit Insurance and Credit
Guarantee Corporation (DICGC) do?
If a bank fails, the DICGC insures
each depositor up to Rs 1 lakh for
deposits that are payable in India.
So if you have Rs 70,000 in fixed
deposits, Rs 25,000 in a savings account
and Rs 20,000 in a current account,
all in the same bank, and it sinks,
you will lose Rs 15,000. All commercial
banks in India, including branches
of foreign banks, as well as most
cooperative banks, are included in
the DICGC net.
Does
the DICGC insure only the principal
deposit or the accrued interest too?
The cover includes the principal and
interest held by an individual on
the date of the bank's liquidation
or the date that the merger/reconstruction
comes into force. But if the principal
is over Rs 1 lakh, the accrued interest
is not insured.
When
is the corporation liable to pay up?
As per the existing laws, the DICGC
has to settle all claims within two
months from the day it receives the
claim list from the bank. But due
to the clause that says the claims
can be settled only after the bank
winds up operations, the process stretches
indefinitely. Over Rs 400 crore of
depositors' money is stuck in liquidated
banks (not including 2007-8 cases).
Now the National Consumer Commission
has suggested amendments to ensure
speedy refunds.
How
can you make your deposits more secure?
The rule of thumb is, never put all
your eggs in one basket.
Spread your wealth in different types
of accounts. For example, apart from
a savings account, consider a business
account. Each account will be insured
separately. If you have a current
account in your name, consider a joint
account for your savings deposit.
Joint accounts are insured independently
of any individually owned deposits.
Park the money in different banks,
not exceeding Rs 1 lakh in each. The
accounts in the name of different
family members will be eligible for
separate insurance. Even with these
strategies, the deposit insurance
system compares poorly with that in
the US, where a depositor is entitled
to Rs 43.6 lakh per bank.
Courtesy:
www.indiainfoline.com, September 24,
2008
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UK
paper carried Shivaji news on Page
1
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The
legendary Maratha ruler Chhatrapati
Shivaji's writ prevailed to such an
extent that a UK newspaper, The London
Gazette, carried front page news on
the firebrand emperor, as far back
as 1672. This piece of information
was unraveled by an electronics engineer
from Pune, Sayali Palande Datar, who
came across the reports at the British
library in London, in the course of
a research on the Maratha ruler. Shivaji
had founded the Maratha Empire in
western India in 1664. The report
mentions him as Sevagee the rebel,
who had beaten the mighty Moghuls
and even displayed boldness by threatening
the Europeans (mainly from the East
India Company) in Surat (spelt Suratte)
in Gujarat asking them to deposit
vast sums of money with him. The report
says that because of Shivaji's sway
over his area, even the baniyas (the
trading community) were escaping towards
"south' (meaning Bombay) and setting
up business there. It describes Bombay
as a lucrative place to do trade.
The news provides insight into why
the East India Company shifted base
to Bombay. The publication carries
vast collection of newspapers and
reports on major events in Shivaji's
life, his son Sambhaji, the Moghul
Emperor Aurangzeb, Shayista Khan (whom
Aurangzeb had sent with a large army
to defeat Shivaji) and the Europeans
in India who were planning to make
use of Khan's closeness to the Moghuls
to do trade in the country. Having
obtained a diploma in Indology and
a BA in Sanskrit, Sayali is, at present,
learning Persian and is planning to
study the changing western perspective
of India.
Courtesy:
www.timesofindia.indiatimes.com, September
22, 2008
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Why
Kosi changed from cat to tiger
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The
proposed repair of the breach in the
Kosi that has submerged northern Bihar
will leave vast areas still vulnerable
to intense flooding, environmental
activists and engineers have warned.
Water resources ministry officials
had last week hatched a plan to plug
the breach using boulders, polypropylene
sheets and sandbags after slightly
diverting the river's flow to allow
the repair work. But experts cautioned
that creating a short segment of new
embankment at the site of the breach
would only leave long stretches of
aging embankments on both sides of
the river as vulnerable to future
floods as before. "A river such as
Kosi with an enormous volume of water
cannot be tamed with embankments,"
said Rajiv Sinha, professor of engineering
geosciences at the Indian Institute
of Technology, Kanpur. The volume
of water in the Kosi in the months
after the monsoon is sometimes 40
times its discharge before the monsoon,
Sinha said. The embankments built
on either side of the Kosi during
the 1950s and 1960s to protect several
thousand square kilometres of northern
Bihar and Nepal had a typical lifespan
of 25 or 30 years, Sinha said. "They
were never envisaged as a long-term
solution." The Kosi also carried such
high loads of sediments that at some
points along the embankment, they
had raised the riverbed even higher
than the adjoining land, according
to a fact-finding team that had visited
stretches of the Kosi in Bihar in
March this year. Instead of protecting
the land from floods, these embankments
contributed to increasing the flood-prone
area in Bihar from 2.5 million hectares
in the 1950s to 6.8 million hectares
now, the team said in a report released
today. Experts said the embankments
and the rising sediment levels had
combined to dramatically reduce the
space for water, increasing the chance
of breaches at dilapidated points
along the embankments. "Caging Kosi
has made a tiger out of a cat, making
the river ferocious and unpredictable,"
the report by environmental activists
Gopala Krishna and Sudhirendar Sharma,
two members of the fact-finding team,
said. The embankments had prevented
the Kosi from distributing its annual
silt load of about 92 million cubic
metres into areas on either side of
the river and improving soil fertility
there. Instead, they contributed to
waterlogging in the low-lying areas
on the two sides of the river by preventing
natural drainage from the area. "The
embankments have had a disastrous
impact. The breaches cause floods,
and even when there's no flood, there's
permanent waterlogging in the low-lying
areas on the sides of the river,"
Krishna said.
Courtesy:
www.telegraphindia.com, September
13, 2008
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Is
this the new missing link?
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An
Indo-British team of scientists has
made a unique discovery in the Western
Ghats - an amphibian whose offspring
develop as foetuses inside the body,
instead of within eggs. It is the
first 'viviparous' (those that do
not lay eggs) creature to be found
in Asia. The discovery could help
explain how reptiles evolved into
mammals. Another peculiar characteristic
of the legless amphibian, named Gegeneophis
seshachari, is that its newborns eat
their mother's skin instead of drinking
milk. A study of the amphibian has
been published in the Journal of Evolutionary
Biology, by David Gower of London's
Natural History Museum, Varad Giri
of the Bombay Natural History Society,
and Mahesh Dharne and Yogesh Shouche
from the National Centre for Cell
Science, Pune. "The new analyses suggest
that live-bearing [foetus, instead
of eggs] evolved in this type of reptiles
independently at least four times
from egg-laying ancestors, which is
remarkable. This demonstrates that
this group of animals can offer a
clue to the evolution of reproductive
biology," said Gower. "The babies
of some egg-laying species peel off
and eat the enriched outer layer of
their mothers' skin. These animals
have specialised teeth that are used
for scraping off and eating nutrient-rich
layers of their mothers' oviducts
before they are born," added Giri.
"It will explain how reptiles evolved
into mammals," he said, adding, "Climate
and security of the progeny seem to
be the main reasons. This species
was found in the northern part of
the Western Ghats, which is drier,
making it difficult for eggs to survive,"
he said.
Courtesy:
www.hindustantimes.com, September
13, 2008
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Dr.Naresh
Kumar Trehan, the 'heartbeat' of India
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Dr.
Naresh Kumar Trehan, the renowned
personality in the medical world,
is today viewed as a pioneer in the
field of cardiology in India. He is
a renowned cardiovascular and cardiothoracic
surgeon. Earlier, Dr. Trehan was the
Executive Director and Chief Cardiovascular
Surgeon of the Escorts Heart Institute
and Research Centre for 20 years.
Over the years, he has made a tremendous
difference in public opinion about
heart ailments. "Large number of Indians
used to come to me in New York for
coronary bypass surgery as this branch
of surgery had not developed in India
till then. Everyone would ask me why
didn't I come back to India? I thought
that if at all I have to return to
India, I wouldn't go just for practice,"
Dr. Naresh Trehan, the cardiovascular
and cardiothoracic surgeon, narrated.
"I had some great plans to develop
cardiac surgery in India, as I came
from an academic background at New
York University. The plans included
bringing in the best cardiac treatment
in India, to arrange for better training
of doctors in India along with pioneering
new research projects with a special
focus on Indian patients," he added.
Dr. Naresh tells that the first step
to achieve his objectives was the
establishment of Escorts Heart Institute
in collaboration with Mr. H P Nanda.
The project started in 1981 and completed
in 1988, and that's when he returned.
"When I came back, the facilities
for me to get started were already
established and it was a great homecoming.
We assembled a great team of cardiac
surgeons in the world. We tried many
new procedures and therapies," said
Dr. Naresh Trehan. Great thing about
Punjabis is that we are perhaps the
best suited for heart surgery. We
Punjabis have stamina and toughness
to stand the pressure of heart surgery.
The pressure of heart surgery is tremendous.
It takes a lot of guts and responsibility
because the patient will either live
or die in our hands. He says that
the study shows that there are 3 endemic
states in India- Gujarat, Rajasthan
and Punjab. The people of these states
are twice at a greater risk when compared
to others. It's no mystery why it
is so. Punjabis often relish foods
like Bhaturas, Lassi, fried food and
heavily sweet deserts. "To add to
it all, many of them drink (alcohol)
too. That's precisely why I say Punjabis
are at a great risk of confronting
heart disorders," Naresh warns. He
says that the Indian medical system
has some of the biggest challenges
to meet. The biggest of all is the
question of providing healthcare at
different levels to different people
so that nobody is denied healthcare.
"This is what I am trying to do in
my next project. My new venture at
the Medicity is an attempt is to create
world's best facilities and offer
them at affordable costs. Another
need that I am trying to look at is
the development of more rural and
mid-level health projects," Dr. Naresh
Trehan informed. Presently, Dr. Trehan
is the Senior Cardiovascular and Thoracic
Surgeon at Apollo Hospitals in New
Delhi and also Chairman, Global Health
Private Limited (popularly known as
Medicity Gurgaon). Dr. Trehan has
received many prestigious awards,
including the coveted Padma Shree
and the Padma Bhushan Awards.
Courtesy:
www.yahoo.com, September 12, 2008
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NDA
cadets to sail "Tarangini" at high
seas
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A
sailing expedition by the officers
and cadets of National Defence Academy
(NDA), to a few Indian Ocean Region
countries on board a Sail Training
Ship 'Tarangini' is scheduled to take
place from September 21 to November
24. The INS Tarangini, the Indian
Navy's Sail Training Barque, will
be used for this expedition. It is
custom-built for sail training of
officers and cadets. Built at the
Goa Shipyard Limited, Vasco da Gama,
Tarangini is the only sailing ship
to be commissioned into the Indian
Navy on 11 November 1997, and is based
at Kochi under Southern Naval Command.
The ship is built for long voyages
and can be deployed at sea continuously
for a period of over 20 days. She
is 54 metres long and carries 18 sails
with a sail area of almost 1000 square
metres. The sailing expedition will
provide the cadets an opportunity
to interact with officers and cadets
of other countries and also go a long
away in projecting the ethos of this
great institution. It will also provide
them an ideal platform to gain first
hand experience of the vagaries at
sea and foster character virtues of
courage, comradeship and endurance.
INS Tarangini would be flagged off
for the sailing expedition by Vice
Admiral S.K. Damle AVSM, NM, VSM the
Flag Officer Commanding in Chief Southern
Naval Command from Kochi on September
21. The ship will visit the ports
of Salalah (Oman), Port Victoria (Seychelles),
Male (Maldives) and Colombo (Sri Lanka)
before culminating at Kochi on November
24. She will traverse a distance of
4900 nautical miles in 65 days. Two
officers and 60 cadets in two groups
will take part in the expedition.
These cadets shall undergo a training
capsule for one week duration on board
the ship prior to setting sail for
the voyage. One officer and 30 cadets
will undertake first half of the voyage
from Kochi till Seychelles, where
they will be replaced by the second
batch of cadets who will sail rest
of the voyage. Major General B.S.
Grewal, Deputy Commandant and CI of
the Academy shall be accompanying
the cadets in the last leg of the
voyage from Colombo to Kochi.
Courtesy:
www.yahoo.com, September 12, 2008
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India
seeks tougher laws to tackle NRI divorce,
desertion
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In
view of the increasing number of cases
where NRI husbands deserting their
Indian brides were being easily let
off by overseas authorities, the government
has decided to hold discussion on
the legalities of the issue with local
authorities in five countries. The
decision was arrived during a inter-ministerial
meeting participated by Minister of
Overseas Indian Affairs Vyalar Ravi,
Minister of state for Women and Child
Development Renuka Chowdhury and representations
from Ministry of Law and Justice,
National Commission for Women, National
Human Rights Commission and state
governments of Punjab and Andhra Pradesh.
Earlier an inter-ministerial sub-committee
recommended that the team of Indian
officials from these ministries should
hold talks with USA, Canada, UK, Australia
and New Zealand where the problem
of desertion of Indian women were
most acute. "There are country specific
legalities that need to be studied
first. Thereafter, some changes or
enhancing some clauses to curb the
problem in these countries can be
recommended after sensitising their
local authorities about the problem
of desertion of Indian brides," Secretary,
Ministry of Overseas Indian Affairs
(MOIA), K Mohandas told PTI.
He
added that to achieve the desired
results, Indian embassies in these
five countries are also being engaged
on the issue and Indian officials
would also travel abroad if required.
The recommendation was accepted by
the committee on observation that
it is very easy to seek for and get
a divorce in these countries. The
team comprising officials from Ministries
of Overseas Indian Affairs, External
Affairs, Law and Justice, Women and
Child Development also wants to propose
an agreement to assist deserted Indian
women in these countries. A final
nod from the Cabinet is now awaited
as the proposal has been sent for
seeking a political consent by the
inter-ministerial committee. Once
cleared, the team in assistance with
Indian Embassies would establish contact
with local authorities in these countries.
While members from the Women and Child
Development ministry would document
pending cases in courts of these countries,
the Law and Justice team would study
local regulations and assist the MOIA
in framing suitable strategies for
protecting the future of Indian brides.
Taking a number of steps in view of
the rising incidents of Indian women
being deserted by their NRI husbands,
the government had already launched
a scheme to provide legal assistance
of USD 1,000 to deserted Indian wives
for defending their cases abroad.
"With the launch of the scheme, both
the MOIA and Indian Embassies are
now better placed to tackle the issue.
Going by our experience of the scheme,
the need for putting in place a suitable
legal interference was felt," the
MOIA official said. The government
had also mooted the idea of a common
marriage registration form that would
require NRI grooms to provide their
social security number, passport particulars
and labour ID card details so that
they could be tracked and detected
in cases of desertion.
Courtesy:
www.hindustantimes.com, September
12, 2008
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RIL
donates Rs. 11 crore for Bihar flood
relief
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The
Mukesh Ambani-owned Reliance Industries
Limited on Wednesday announced a donation
of Rs. 11 crore to the Chief Minister's
Relief Fund for flood victims in Bihar.
Handing over the cheque to Bihar Chief
Minister Nitish Kumar, Nita Ambani,
chairperson of the Dhirubhai Ambani
Foundation, reiterated the company's
resolve to partner the State in alleviating
the suffering of the people and helping
in future relief and rehabilitation
efforts. Given the scale of the disaster,
companies need to extend a helping
hand to the Bihar government as well
as the agencies involved with relief
efforts, she said.Ms. Ambani hoped
the funds would be utilised to check
epidemics and provide preventive vaccination
to all, especially the children and
the old people.
Courtesy:
www.hindu.com, September 11, 2008
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India
for regional cooperation in fighting
poverty, diseases
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India
on Monday sought regional cooperation
in overcoming the challenges posed
by poverty and diseases, which are
likely to aggravate owing to climate
change. The appeal was made External
Affairs Minister Pranab Mukherjee
while inaugurating the 26th meeting
of the Ministers of Health and the
61st session of the World Health Organisation
Regional Committee for South East
Asia here. Mr. Mukherjee said that
while there was remarkable improvement
in the infant and maternal mortality
rates in the country, the goals were
still far from the Millennium Development
Goals (MDGs). "The challenges are
stupendous and we have to overcome
them." While suggesting inter-sectoral
convergence to achieve the desired
MDG outcomes, he called for cooperation
between the South Asian Association
for Regional Cooperation (SAARC) and
the South East Asia Region countries
under the World Health Organisation
in the health sector.
Anbumani's
call
The
proposed SAARC Development Fund, mooted
at the 14th SAARC meet in Colombo,
could be used for setting up blood
banks, supplying vaccines and creating
storage facilities and capacity building.
These facilities would be implemented
shortly and India had started the
telemedicine system facility to Bhutan
and Sri Lanka from a super speciality
hospital and the same would be extended
to the other member countries too.
Union Health and Family Welfare Minister
Anbumani Ramadoss said public health
was paramount to any country. The
region was populous and prone to the
vagaries of nature. He cited the recent
cyclone havoc in Myanmar and floods
in Nepal and Bihar. Expressing empathy
with the flood-affected people, he
said the need of the hour was to ensure
dignity and quality healthcare to
them. India, he said, continued to
shape the global public health agenda.
Promoting yoga and discouraging smoking
and drinking were high on the agenda
of the government. Besides enhancing
the Gross Domestic Product on health
and other related determinants, the
focus was on the National Rural Health
Mission for improving primary healthcare,
reproductive and child healthcare
and controlling communicable diseases.
Dr. Ramadoss said India was ready
to offer any help in dealing with
climate change issues in the region.
WHO Director General Margaret Chan
and the world body's Regional Director
for South East Asia, Samlee Plianbangchang,
appreciated India's efforts in dealing
with the flood situation in Bihar.
During the session, the Public Health
Foundation of India and the Health
and Family Welfare Ministry will organise
the first National Advocacy Workshop
on Tobacco Control Laws and Related
Issues on September 9 and 10. Douglas
Bettcher, Director of the Tobacco
Free Initiative - a campaign under
the WHO, will be present for the meetings.
He is a votary of a total ban on tobacco
advertising to prevent young people
from smoking and chewing tobacco.
The Initiative was established in
July 1998 to focus international attention,
resources and action on the global
tobacco epidemic. Its objective is
to reduce the global burden of diseases
and death caused by tobacco, thereby
protecting present and future generations
from the devastating health, social,
environmental and economic consequences
of tobacco consumption and exposure
to tobacco smoke.
Courtesy:
www.hindu.com, September 09, 2008
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Nation's
first community reserve biosphere
comes up in Arunachal Pradesh
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Called
the 'Land of the Rising Sun' Arunachal
Pradesh is known for its rich bio-diversity
and natural beauty. And, to conserve
nature's gifts, the Adi tribe of Arunachal
Pradesh has taken an initiative to
create a community biosphere reserve
here. Claimed to be first of its kind
in India, this community biosphere
aims to preserve the tribe's pristine
environment and promote tourism in
the State. The initiative of the Adi
tribe of Simong village has attracted
Future Generation, an international
NGO to assist them in creating a Community
Biosphere Reserve. Nalong Mize, a
Board member of the Future Generations
Arunachal, said: "Definitely, if eco
tourism is there and if it is flourishing,
there will be employment generation,
the youth and everybody in meaningful
activities which means that they will
not deviate from other harmful detrimental
activities." Omak Apang, a member
of the Future Generations, said: "We
have to get together and be ready
for it. Get the people work together
and get them self-employed and then
request them to come and invest in
Arunachal Pradesh. Otherwise our people
have got entrepreneurial skills and
they are enterprising too, so we have
to explore all this business opportunities."
Community Biosphere Reserve is a unique
initiative as it is for the first
time a tribal community in the country
has taken such a step. The aim of
the Adi tribe is not only to conserve
their environment and traditions through
voluntary community action but also
to tackle the problem of unemployment
by promoting tourism in the region.
Pamula, a resident, said: "If the
Centre promotes tourism here, problems
related to unemployment could be solved."
Arunachal Pradesh is known not only
for its rich bio diversity but as
a centre of Buddhism as well. The
400-year-old Buddhist monastery in
Tawang is thronged by hundreds of
Buddhist followers and tourists from
across the world. The untapped remoteness
of Arunachal Pradesh makes it one
of the best adventure sports destinations
in the country, with the mighty Bhramputra
and its tributaries- Lohit and Subansari
offering river-rafting expeditions.
Located on the strategically important
Indo- China border, Arunachal Pradesh
is home to more than five hundred
different varieties of flora and fauna
and has a huge potential to become
a major tourist destination in northeast
India.
Courtesy:
www.yahoo.com, September 07, 2008
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Rich
global Indians waking up to philanthropy
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It's
not usual for a wealth manager to
tell his clients how to give away
money their money, but that, says
Peter Flavel, global head of Standard
Chartered private banking "is what
the clients want." Standard Chartered
has just set up its focused Global
Indian private banking programme for
both onshore and offshore HNIs, the
second such global programme after
one for Australians. To begin with,
the programme launches in UK, where
Mr Flavel estimates there are 35,000
rich global Indians with more than
USD 1 million to invest, that is the
base level. Says Mr Flavel, "More
wealthy Indians want to do good things
with their money, but don't know where
to give, or how. We're in a position
of being able to provide the service."
So philanthropy partnership will be
one of the main pillars of Standard
Chartered's new Global Indian private
banking programme.
Courtesy:
www.economictimes.indiatimes.com,
September 07, 2008
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Indian-born
among Britain's new-age charity workers
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Indian-born is listed among Britain's
wealthy GenX, the children of the super
rich who instead of jet-set partying
are devoting their lives to charity.
They follow in the footsteps of Jemima
Khan, the daughter of the late financier
Sir James Goldsmith, who became a Unicef
ambassador in 2001. The top-notch of
the new generation charity workers include
Renu Mehta, daughter of textile tycoon
turned peace activist Vijay Mehta, Camilla
Fayed, daughter of Harrod's owner Mohamad
al-Fayed, Dasha Zhukova, daughter of
Russian magnate Alexander Zhukov, at
present deputy prime minister of Russia,
Lydia Hearst, great grand-daughter of
William Randolph Hearst and heiress
to his publishing fortune, Jasmine Guinness,
heiress to the Guinness brewing empire.
Renu Mehta, 36, is an established model
and fashion designer and a permanent
invitee at Britain's super-rich events.
She founded, a fund-raising agency,
Fortune Forum, in 2006. She has the
ability to raise up to £1 million in
an evening and former US president Bill
Clinton often attends her charity bashes.
Courtesy:
www.economictimes.indiatimes.com,
September 07, 2008
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Leander
Paes wins mix doubles
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Indian
tennis ace Leander Paes stayed on
course for a grand double at the US
Open when he and Zimbabwe's Cara Black
won the mixed doubles crown at the
season-ending Grand Slam on Thursday.
The fifth seeded Indo-Zimbabwean pair
beat the American-British pairing
of Liezel Huber and Jamie Murray 7-6,
6-4 in the final. The triumph increased
Paes's tally of Grand Slam crowns
to eight. Games went with serve in
the first set, which went to the tie-breaker,
where Paes and Black fought back from
4-6 down to take the set at 8-6. In
the second set, Paes and Black got
the crucial break in the fifth game,
breaking Murray. They held serve comfortable
thereafter to take the set and match.
Paes will also figure in the men's
doubles final on Friday, when he and
his Czech partner Lukas Dlouhy take
on the Bryan twins Mike and Bob of
the United States. In 1999, Paes had
partnered Mahesh Bhupathi and Lisa
Raymond to win the men's doubles and
mixed doubles crowns at Wimbledon.
Courtesy:
www.daijiworld.com, September 05,
2008
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Punjab
develops method to preserve green
fodder for lean months
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Punjab
agriculture department has developed
a novel method to preserve green fodder
by making silage and hay to feed the
cattle when there is shortage of green
fodder around September and October
every year. The novel technique recently
formulated by the Department of Animal
Husbandry, Punjab which has been successfully
implemented in the border areas of
Amritsar. Due to the sowing of new
crops, the scarcity of non-leguminous
fodders such as maize, Jowar, Bajra
and ryegrass has become real. Traditionally,
farmers when faced with the shortage
of fodder dry or preserve or buy it
at a higher price. As a result both
cattle and farmers suffer. Dr. Hazra
Singh Cheema, the feed and fodder
development expert, said: " It's natural
that if animals eat less fodder, their
yield of milk too would be reduced.
Therefore, it would mean losses for
the dairy farmer. So when green fodder
is easily available in the market
at a reasonable price, it is advisable
to store it for later use by pickling
it. One can use it when the supply
of green fodder is in short supply
and when it is heavily priced. As
a result of this, the animals' yield
is not affected and the dairy farmer
also escapes losses." Non-leguminous
fodders can be used to make silage
(fermented, high-moisture fodder that
can be fed to ruminants or cud-chewing
animals like cattle and sheep) while
surplus leguminous fodders can be
used for hay. After cutting the crop
at an appropriate stage, the green
fodder is chaffed at two to three
inches length to make silage. Then
it is put into a silo pit (underground
chamber for storing grain) and pressed
thoroughly, either manually or with
tractors. By pressing, an anaerobic
condition is created for proper fermentation.
Then the pit is covered with a polythene
sheet and mud for a period between
40 to 45 days. After the fermentation
is complete, the fodder is ready for
feeding. Good quality silage is yellowish
green in colour and has a distinctive
odour. Dr. Hazra Singh Cheema, Feed
and fodder development expert, said:
"When we make this pickle, the cattle
having an anatomy of 4-segment stomach
are a greatly benefited. It is so
because pickling of fodder results
in a chemical process, which converts
it into fodder as in the last stage
of digestion process. The pH value
and lactic acid content of such fodder
is equivalent to semi-digested fodder
making it easy for the animals to
digest." Seeing the positive results
more and more farmers are lining up
to understand the technicalities involved
in the process. Now they preserve
more than 10 acres of fodder using
this technique. Kabul Singh, a Dairy
farmer, said: "This process of fodder
pickle helps us a lot. We use this
fodder for over five to six months.
There are many benefits of such a
process. We save on labor and the
loss in the yield of milk is also
averted." The green fodder preservation
technique is not only scientifically
advantageous for the cattle but it
is also economically cheaper for the
farmers, especially for those dairy
farmers who buy fodder at high prices
during the lean periods. It's a respite
for dairy farmers to cope up with
the acute shortage of green fodder.
Courtesy:
www.yahoo.com, September 05, 2008
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Killer
Kosi could leave Bihar barren
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Modern
India's worst ever floods continued
to eat up vast swathes of farmland
in Bihar, with a much larger war to
fight: thousands of acres of barren
farmland, property squabbles, no cattle
to plough the land, and homeless millions.
It is the mother of all floods: the
river is now 32 kilometres wide. Unlike
other rivers which bring fertile silt
with them, the soil brought by the
Kosi is like poison for the soil of
the affected area. The river has been
notorious for centuries for destroying
the land it touches. "The Kosi brings
with it coarse sand and gravel from
the upper reaches of the river system
… it will make the land almost barren,"
said Dr. M.A. Khan, a top eastern
India official with the Indian Council
for Agricultural Research. "It will
badly affect the food security of
the state, and will take a long time
to repair," said Khan, speaking by
telephone from Patna. The flooding
in the Kosi has submerged 1.1 lakh
hectares (2.75 lakh acres) of farmland
- that is 1,100 square kilometres,
slightly less than the area of New
Delhi. At the largest relief camp
in Purnea, many of the 2,600 villagers
rushed to have their name written
on an HT reporter's notebook, hoping
that this would help bring back their
lost land.
Young
men elbowed their way in, announcing
their names, and the names of their
village, post office and district.
Old men folded their hands. Women
stood on their toes. Those who don't
have barren land will be worse of:
their seeds are washed away, they
have no fertilisers, thousands of
cattle are dead, leaving no way to
plough the land in the impoverished
area that has small land holdings
and can't afford tractors. "This is
a matter of very serious concern …
There is a saying in those parts:
wherever the Kosi goes, not even a
blade of grass grows there for 20
years," said Pratyaya Amrit, additional
commissioner in the state's disaster
management department. World Bank
officials met state officers on Tuesday
to discuss the issue, and the central
government will send a team of agriculture
experts in two weeks to assess the
road ahead, Amrit said. For many,
that does not matter: their land just
disappeared. "Where there was my land,
there is now the river. I don't know
what to do," said Mohammed Wasi, a
farmer from Murliganj village, as
he stood in a relief camp in Purnea
some 75 kilometres from his home.
New land will appear elsewhere, on
the original course of the river,
and revenue officials fear widespread
land squabbles. Monsoons are always
tough times for northern Bihar, home
to 13 crisscrossing rivers. But when
the river began changing its course
mid-August, it tore down a straight
path rather than a meandering curve
it had traditionally taken. "India
has seen many floods but this is unprecedented
… I don't think anything like this
has been seen before," said K.M. Singh,
a member of the National Disaster
Management Authority whose rescuers
are saving lives and scooping up survivors
in submerged areas. Even as the central
and state governments came in for
tough criticism for tardy relief work,
officials said thousands of soldiers
were on the ground. Some 6.5 million
people have been evacuated. Thousands
of people are choking the 260-odd
relief camps across several districts,
with long uncertainty before them.
"Please write down my name, Sir, I
had my wife, three children, six bighas
of land, two buffalos and a pair of
ox," said Sudarshan Shah, 45, of Murliganj
village.
"Now
there is just me."
Courtesy:
www.hindustantimes.com, September
04, 2008
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At
least 3 million affected by deadly
floods in India and Nepal, UN reports
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More
than 3 million people have been uprooted
and 60 people killed by the worst
flooding to hit north-east India in
five decades, the United Nations World
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